Trusted by 750+ Businesses

Smart Payment Automation
For Your Business

ZayanPay is a simple and secure online payment automation in Bangladesh that helps businesses receive money through bKash, Nagad, Rocket, Upay, Cellfin, and Pathao Pay. It offers an easy API and plugins so any website can set up payments quickly.

Instant 0.1s Verification
0% Transaction Fee
All BD Wallets
Smart Routing Circuit
Live Grid 0.1s
ZayanPay Logo
Cellfin Logo Cellfin Bank
bKash Logo bKash 0.1s
Nagad Logo Nagad 0% Fee
Rocket Logo Rocket DBBL
Pathao Pay Logo Pathao Pay Wallet
Upay Logo Upay Direct
bKash: ৳1,500.00 verified • TrxID: BK984210AF (0.12s)
payments.verified
192,388+
volume.total
100M+
businesses.active
750+
ZayanPay Story

Introduction

ZayanPay, the Best online payment automation in Bangladesh. Currently, the digital environment of Bangladesh is growing rapidly and people are comfortable shopping online. Many small entrepreneurs and businesses have started selling their products and digital services online.

ZayanPay is a popular and premier online payment automation solution for all online business owners to accept payments. Here, you will get complete multi-channel payment automation, including bKash, Nagad, Rocket, Upay, Cellfin, and Pathao Pay. You can accept payments directly from customers to your personal number without complex paperworks. There is a simple API and ready-made plugin for WooCommerce to integrate the service on any website with maximum security.

Pricing Contact Us
Customer
Pays Online
bKash
Nagad
Rocket
Cellfin
Upay
NO Third-Party Hold • Direct Transfer
Your Wallet
Direct Credit
Direct SMS Alert: Trx credited directly to your personal/merchant SIM. Zero withholding delay.
0s Delay

Direct Money to Your Own Wallet

No third-party holds your funds. Customer payments go straight into your personal or merchant bKash and Nagad numbers.

0% Transaction Fee Instant SMS Sync 100% Fund Control
ZayanPay Gateway

What is a Payment Automation?

Payment automation is a technological solution that allows merchants to easily accept payments online. It acts as an automated bridge between buyers and sellers, encrypting payment data and validating transactions in real-time. Businesses without merchant accounts can accept payments on personal numbers with zero manual checking.

Interactive Live Demo

How it works Process

Watch the companion Android app automatically read incoming SMS and sync with the cloud.

01

Dual Integration Modes

API & Personal SIM

Payment automation works in two modes: official merchant gateway API and personal number SMS-reading automation.

02

Customer Selects Payment Method

Checkout Choice

First, the customer selects their preferred payment method (bKash, Nagad, Rocket, or Upay) on the checkout page.

03

Direct Payment via Mobile

No TrxID Needed

Customer sends money from their own mobile number (e.g. 017XXXXXXXX). No TrxID typing or submission is needed—verification is 100% automated by phone number!

12:45
5G
ZayanPay Companion
ACTIVE AUTOMATION
v2.4
Automation Modes
Personal SIM Reader
bKash (SIM 1) • Nagad (SIM 2)
ACTIVE
Merchant Gateway API
Direct Tokenized Checkouts
READY
Listening for Payment SMS...
Customer Checkout
Order #1084 • WooCommerce
৳1,500.00
bKash bKash Payment
Nagad Nagad Payment
Rocket Rocket Payment
Upay Upay Payment
Direct Mobile Transfer
Send ৳1,500.00 to:
017XXXXXXXX (Personal) Copied
Customer Payment Number:
017XXXXXXXX Auto-Verify
Zero TrxID typing! Companion app auto-matches by sender phone number.
Awaiting Incoming Bank SMS...
Messages • Just now
SIM 1
bKash: You have received Tk 1,500.00 from 017XXXXXXXX. Fee Tk 0.00. Balance Tk 45,230. TrxID 9X7A12BC84 at 12:45.
SMS Auto-Captured & Matched!
Sender Mobile: 017XXXXXXXX
Parsed Amount: ৳1,500.00
TrxID Submission: Skipped (Auto)
Cloud Auto-Verification
Sender Match: 017XXXXXXXX
Amount Match: ৳1,500.00
Auto-Verification: PASSED (No TrxID)
POST /api/zayanpay/webhook
HTTP 200 OK • 82ms Latency

Order #1084 Paid!

৳1,500.00 Settled
Verified from 017XXXXXXXX without manual TrxID. 0% Commission withheld. WooCommerce order updated to Completed.
Instant Delivery Activated
1 2 3 4 5 6
04

Companion App Auto SMS Listener

Android App Listener

The ZayanPay companion app running on the merchant phone reads incoming SMS and detects payment from 017XXXXXXXX in real time.

05

Instant Auto-Verification & Webhook

0.08s Speed

The server matches the customer number 017XXXXXXXX and amount in milliseconds with zero TrxID input, triggering an instant store webhook.

06

Order Auto-Activated to Paid

100% Automated

The order status on WooCommerce, WHMCS, or custom platform updates to Paid and services are activated automatically.

Selection Guide

How to Choose the Right Payment Automation

Key pillars to consider when selecting an online payment automation system in Bangladesh.

Security & Encryption

User information and financial transactions are protected with high-level database encryption and anti-tamper verification tokens.

Supported Payment Methods

Comprehensive support for Bangladesh's top mobile financial services: bKash, Nagad, Rocket, Upay, and Cellfin.

0% Transaction Fees & Charges

Unlike traditional payment gateways taking 2%-3% cuts, ZayanPay charges zero transaction fees. Keep 100% of your earnings.

Installation and Integration

Ready-to-use plugins for WordPress WooCommerce and WHMCS, along with clean RESTful API SDKs for any custom tech stack.

24/7 Live Dedicated Support

Get instant assistance via WhatsApp and live chat with 100% free setup and configuration help for your online store.

Fraud Protection & Reliability

Built-in brute-force protection, duplicate TrxID rejection, and amount mismatch detection safeguard your revenue 24/7.

Automated Payment Ecosystem

Supported Payment Methods

Directly connect, automate, and accept payments from all leading Bangladeshi mobile wallets (MFS), bank smart wallets, and local payment aggregators with 0% gateway commission.

0% Gateway Commission 0.08s Real-Time Verification Personal SIM & Merchant API Instant Webhook Callbacks
Bangla QR
Bangla QR
National QR
0% Fee
bKash
bKash
MFS Wallet
0% Fee
Nagad
Nagad
MFS Wallet
0% Fee
Rocket
Rocket
MFS Wallet
0% Fee
Upay
Upay
MFS Wallet
0% Fee
Cellfin
Cellfin
Bank Smart Wallet
0% Fee
Pathao Pay
Pathao Pay
MFS Wallet
0% Fee
OK Wallet
OK Wallet
Bank Smart Wallet
0% Fee
TAP
TAP
MFS Wallet
0% Fee
Binance Pay
Binance Pay
Crypto Wallet
0% Fee
Stripe
Stripe
International Card
0% Fee
SSLCommerz
SSLCommerz
Aggregator Gateway
0% Fee
shurjoPay
shurjoPay
Aggregator Gateway
0% Fee
aamarPay
aamarPay
Aggregator Gateway
0% Fee
EPS
EPS
Aggregator Gateway
0% Fee
PayStation
PayStation
Aggregator Gateway
0% Fee
iPay
iPay
MFS Wallet
0% Fee
mCash
mCash
Bank Smart Wallet
0% Fee
TeleCash
TeleCash
Bank Smart Wallet
0% Fee
PayPal
PayPal
Global Wallet
0% Fee
Wise
Wise
Bank Transfer
0% Fee
Transparent Pricing

Simple & Affordable Subscription Plans

0% transaction commission. No hidden fees. Flat monthly subscription for unlimited volume.

Starter Trial

Perfect for testing and early stage entrepreneurs

৳ 0 / 3 days free
  • 1 Whitelisted Domain
  • 1 Brand Account
  • Unlimited Android Devices Connected
  • Unlimited Transactions (0% Fee)
  • Unlimited Gateway Wallets
  • bKash, Nagad & Rocket Support
  • WooCommerce Plugin Included
Get Started

Business Plus

For high volume merchants & multiple websites

৳ 500 / per month
  • 10 Whitelisted Domains
  • Unlimited Android Devices Connected
  • Unlimited Transactions (0% Fee)
  • Unlimited Gateway Wallets
  • 5 Brand Accounts
  • Automated Webhook & IPN Sync
  • Dedicated Account Manager
Get Started
Plugins & Apps

Ready-to-use Plugins & Apps

Download our official Android companion app and ready-made eCommerce plugins.

Android Automation APK

Version 2.4.1 (Latest) • 8.8 MB

Reads real-time transaction SMS and automatically verifies bKash and Nagad payments.

Download APK

WooCommerce Plugin

WordPress 5.8 - 6.7+ Supported

Enable seamless bKash, Nagad, and Rocket automated checkout on your WordPress store.

Download (.zip)

WHMCS Module

WHMCS v8.x Compatible

Automate billing, invoice payment, and service provisioning for web hosting providers.

Download (.zip)

SMM Panel Module

SmartPanel & PerfectPanel

Automate user wallet deposits and instant balance refills on your social media marketing panel.

Download (.zip)

PHP / Laravel SDK

PHP 7.4 - 8.3+ Supported

Official lightweight client library to connect ZayanPay API to custom web applications.

Download SDK (.zip)
FAQ

Frequently Asked Questions

No, ZayanPay is designed to work seamlessly with personal bKash, Nagad, and Rocket numbers as well as official merchant accounts. You do not need a trade license or merchant agreement to start accepting automated payments.
Never. All payments sent by your customers deposit directly into your personal or merchant wallet. ZayanPay never holds your funds and charges 0% commission on your transaction volume.
Simply download zayanpay-woocommerce.zip from our Plugins page, upload it in your WordPress admin dashboard, and paste your API credentials from your ZayanPay merchant panel. You are ready to accept payments in under 5 minutes.
ZayanPay's anti-fraud engine matches the entered TrxID against incoming SMS verified by your phone. If the TrxID does not match an actual received payment, has already been used, or has an incorrect amount, the verification is automatically rejected.